August 28-29 incident:
Some orders and payments from around 28 August are still being restored — read the incident report, or contact support if something of yours is missing. You will be asked to choose a new password at your next sign-in.
Once you start to earn enough money freelancing online, you'll have to start paying quarterly taxes (in the USA). I read a book that suggested opening a separate bank account for taxes only (the book was Profit First by ...